How to save for a down payment
Saving the cash you’ll need upfront on a house can be tough. These tactics can help.
5 min read
Feb 09, 2026
Erin Lowry
Expert Reviewer, Personal Finance
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Meet our expertsAbout Erin
Erin Lowry is the author of the four-part Broke Millennial series, including: Broke Millennial, Broke Millennial Takes On Investing, Broke Millennial Talks Money and Broke Millennial Workbook: Take Control and Get Your Financial Life Together. Erin’s been featured in The New York Times, Wall Street Journal, and on GMA3, ABC News, CBS Sunday Morning, CNBC and The Rachael Ray Show. She has written for The New York Times, USA Today, and other major publications.
Erin's latest articles
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Survey: Most couples keep at least some of their money separate
When you’re in a committed relationship, you unavoidably merge at least some aspects of your financial lives. However, that doesn’t mean you have to combine all of your accounts. In fact, most Americans [...]
5 min read Feb 09, 2026 -
How to start saving (even if you’re starting from scratch)
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
4 min read Jan 22, 2026 -
Why debt relief typically doesn’t handle secured debt
Debt relief companies work on your behalf to negotiate your debts, usually through a settlement for less than you owe. While this can be a useful tool for some types of debt, not all debt can be handled [...]
3 min read Jan 22, 2026 -
Does your loan purpose matter? Yes — here’s why
The reason you get a loan is personal, but it could affect which lender you select.
4 min read Dec 24, 2025 -
Pros and cons of private student loans
Federal student loans are usually best, but you may still need private loans.
4 min read Dec 24, 2025 -
Best joint checking accounts in September 2026
These joint checking accounts are ideal for sharing finances with another person.
14 min read Dec 23, 2025 -
Overdraft fees vs. NSF fees: How they differ
Here’s how these two bank fees compare and how to best avoid them.
4 min read Nov 24, 2025
