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Banking

From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.

Explore banking basics

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How to open a certificate of deposit (CD)

Banking
Everything you need to know about opening an account.
Woman sitting outside of restaurant looking at cell phone

How to start saving (even if you’re starting from scratch)

Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
Illustration of two hands holding phones, sending physical gold coins to one another.

How to transfer money from one bank to another: 4 ways

Banking
Keep fees in check when you shift money from one bank account to another.

Editor's picks

Banking data studies

A majority (81%) of Americans did not increase their emergency savings this year
Over 1 in 4 workers are more worried about job security since 2025 began.
And elderly couple discussing HYSA options
Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

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Latest articles

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
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Early access to direct deposited funds can make managing your budget a bit easier.
Bank teller with customer
These credit unions offer great rates and top-notch features — and many make it easy to join.
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The most impressive banks make it easy to interact both on old and new channels.
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Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
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Looking to use Zelle for a transfer? Here are the Zelle limits at various banks.
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Planning for retirement? Here’s what you need to know about IRA CDs.
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These are the 10 largest credit unions in the United States based on assets.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
Illustrated by Bankrate
Big banks pay just 0.01% APY while online banks offer 4% or more. Your $10,000 could earn over $800 more over two years.
Person looking at smartphone
The best account to save your money will vary by your goal.
A woman and daughter work together
A savings account can be a great tool to teach your child about money. Here are a few of our favorites.
Mature woman helps her daughter study for exam
High-yield savings rates fluctuate over time. Let’s explore what causes that.
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The top high-yield savings accounts are currently earning APYs of 5 percent and greater.
A woman holds a phone at an office
Savers can stash their cash in a brokerage these days to rack up returns.
Man watering plants
Interest is the price you pay to borrow money or the cost you charge to lend money.
High school student fills out paperwork at a table
Previously known as the FAFSA4caster, this tool can be an effective research tool.
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The Capital One Spark Cash Plus is an easy-to-use cash back card for business owners.
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Understand the costs of being in an HOA before you buy your home.
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People are impulsively spending hundreds on products seen on social media.
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Here are five tips for cryptocurrency owners as they’re planning their estate.
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Arizona, especially the Phoenix area, has become an increasingly popular place to call home.
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Qualified dividends are taxed at a more favorable rate.
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There are a few ways to find your loan details.
Bank teller with customer
These credit unions offer great rates and top-notch features — and many make it easy to join.
Person looking at smartphone
The best account to save your money will vary by your goal.
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
Woman online banking with a tablet
How Reg. D impacts your savings account and why it pays to check with your bank.
Asian women using laptop computer at home working space.
CD terms can range from three months to five years. Learn which one is right for you.
Young woman calculating her finances while sitting with her laptop.
Investing with mutual funds is an easy way to build a diversified portfolio. Here’s what you need to know.
Woman using mobile phone at the bar
These accounts sound similar, but there are some key differences to know.
Family looking at their finances.
Early access to direct deposited funds can make managing your budget a bit easier.
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Checks aren’t as ubiquitous as they once were, but you may still have to write one.
A woman uses mobile banking while eating.
From no fees to online bill pay, here are the must-have checking account features.
Young woman withdrawing money using phone at the ATM machine on the street in Budapest in Hungary.
Here are simple steps to take to avoid paying checking account fees.
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Consumers without a bank account face hurdles when trying to cash a check.
This old-school way of paying is still in demand. Here’s everything you need to know.
A young man uses an ATM.
Over time, ATM fees have climbed. Here’s what you need to know.
Young Woman Checking Her Finances At Home
Finding the account number on a check is easy — if you know where to look.
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