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Banking

From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.

Explore banking basics

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How to open a certificate of deposit (CD)

Banking
Everything you need to know about opening an account.
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How to start saving (even if you’re starting from scratch)

Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
Illustration of two hands holding phones, sending physical gold coins to one another.

How to transfer money from one bank to another: 4 ways

Banking
Keep fees in check when you shift money from one bank account to another.

Editor's picks

Banking data studies

A majority (81%) of Americans did not increase their emergency savings this year
Over 1 in 4 workers are more worried about job security since 2025 began.
And elderly couple discussing HYSA options
Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

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Latest articles

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
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Early access to direct deposited funds can make managing your budget a bit easier.
Bank teller with customer
These credit unions offer great rates and top-notch features — and many make it easy to join.
loan manager with paperwork talking with client in bank branch
The most impressive banks make it easy to interact both on old and new channels.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
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Looking to use Zelle for a transfer? Here are the Zelle limits at various banks.
Woman at laptop
Planning for retirement? Here’s what you need to know about IRA CDs.
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These are the 10 largest credit unions in the United States based on assets.
A young girl visits a doctor.
Confused about finding an HSA? Use these tips to determine the best deal for you.
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Here’s how multiple savings accounts can help you reach your financial goals.
The most common sign of financial success is living comfortably, Americans say.
Passbook and statement savings rates
A comparison of interest rates in passbook savings accounts and statement savings accounts across the country.
Senior man using laptop computer at home
Split direct deposit is a simple way to painlessly boost your savings.
An older man researches online while having a glass of wine.
Now might be the time to dust off those paper bonds and cash them in. Here’s what you need to know.
Best inverse and short ETFs
While these investments can potentially be lucrative, they are not for everyone.
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Many of these options are flexible to your schedule.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Woman at laptop
Planning for retirement? Here’s what you need to know about IRA CDs.
Clocks are displayed across an image of a dollar bill.
Take a look at the days when CDs were offering investors double-digit returns.
stacks of coin with dollar bill
A CD ladder lets savers benefit from higher rates without locking up all your money in long-term CDs.
Person frowning at a laptop screen with illustration of money in background
Sometimes paying an early withdrawal penalty on a CD isn’t a bad idea.
Photo of Fed Chair Jerome Powell at a podium, holding his hands up.
The Federal Reserve left interest rates unchanged at its first meeting of 2026, keeping borrowing costs in a target range of 3.5-3.75%. This decision (supported by a 10-2 vote) pauses a streak of three [...]
Asian women using laptop computer at home working space.
CD terms can range from three months to five years. Learn which one is right for you.
A woman ponders
Find out what happens to CDs that are set to mature.
Bank teller with customer
These credit unions offer great rates and top-notch features — and many make it easy to join.
Person looking at smartphone
The best account to save your money will vary by your goal.
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
Woman online banking with a tablet
How Reg. D impacts your savings account and why it pays to check with your bank.
Asian women using laptop computer at home working space.
CD terms can range from three months to five years. Learn which one is right for you.
Young woman calculating her finances while sitting with her laptop.
Investing with mutual funds is an easy way to build a diversified portfolio. Here’s what you need to know.
Woman using mobile phone at the bar
These accounts sound similar, but there are some key differences to know.
Family looking at their finances.
Early access to direct deposited funds can make managing your budget a bit easier.
close up of hands signing a check
Checks aren’t as ubiquitous as they once were, but you may still have to write one.
A woman uses mobile banking while eating.
From no fees to online bill pay, here are the must-have checking account features.
Young woman withdrawing money using phone at the ATM machine on the street in Budapest in Hungary.
Here are simple steps to take to avoid paying checking account fees.
close up of hands writing a check
Consumers without a bank account face hurdles when trying to cash a check.
This old-school way of paying is still in demand. Here’s everything you need to know.
A young man uses an ATM.
Over time, ATM fees have climbed. Here’s what you need to know.
Young Woman Checking Her Finances At Home
Finding the account number on a check is easy — if you know where to look.
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