Banking
From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.
Explore banking basics

How to open a certificate of deposit (CD)
Banking
Everything you need to know about opening an account.

How to start saving (even if you’re starting from scratch)
Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.

How to transfer money from one bank to another: 4 ways
Banking
Keep fees in check when you shift money from one bank account to another.
Find more resources
Editor's picks
Banking data studies

A majority (81%) of Americans did not increase their emergency savings this year

Over 1 in 4 workers are more worried about job security since 2025 began.

Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.
Featured by names you know and trust
Latest articles

How much is too much? Here’s everything you need to know.

Economists say a second wave is the biggest downside risk to the U.S. economy this year.

The study shows that the number of Americans with less emergency savings has ballooned since the crisis began.

Here’s a breakdown of the president’s unemployment benefit plan.

The fine print appears murky, and its implementation will be rife with challenges.

Here’s how to help get your financial stress under control.

It’s unlikely that the financial and economic calamity will be reversed anytime soon.

The proposal sets the stage for a divisive clash among party lines, and the clock is ticking.

Comparing savings rates can ensure you get the best return on your savings.

Big banks pay just 0.01% APY while online banks offer 4% or more. Your $10,000 could earn over $800 more over two years.

The best account to save your money will vary by your goal.

A savings account can be a great tool to teach your child about money. Here are a few of our favorites.

High-yield savings rates fluctuate over time. Let’s explore what causes that.

The top high-yield savings accounts are currently earning APYs of 5 percent and greater.

Savers can stash their cash in a brokerage these days to rack up returns.

Interest is the price you pay to borrow money or the cost you charge to lend money.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Planning for retirement? Here’s what you need to know about IRA CDs.

Take a look at the days when CDs were offering investors double-digit returns.

A CD ladder lets savers benefit from higher rates without locking up all your money in long-term CDs.

Sometimes paying an early withdrawal penalty on a CD isn’t a bad idea.

The Federal Reserve left interest rates unchanged at its first meeting of 2026, keeping borrowing costs in a target range of 3.5-3.75%. This decision (supported by a 10-2 vote) pauses a streak of three [...]

CD terms can range from three months to five years. Learn which one is right for you.

Find out what happens to CDs that are set to mature.

These credit unions offer great rates and top-notch features — and many make it easy to join.

The best account to save your money will vary by your goal.

Get the latest rates on top-yielding money market accounts.

How Reg. D impacts your savings account and why it pays to check with your bank.

CD terms can range from three months to five years. Learn which one is right for you.

Expect yields to continue trending downward in 2026.

Investing with mutual funds is an easy way to build a diversified portfolio. Here’s what you need to know.

These accounts sound similar, but there are some key differences to know.

Early access to direct deposited funds can make managing your budget a bit easier.

Checks aren’t as ubiquitous as they once were, but you may still have to write one.

From no fees to online bill pay, here are the must-have checking account features.

Here are simple steps to take to avoid paying checking account fees.

Consumers without a bank account face hurdles when trying to cash a check.

This old-school way of paying is still in demand. Here’s everything you need to know.

Over time, ATM fees have climbed. Here’s what you need to know.

Finding the account number on a check is easy — if you know where to look.