Savings

Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.

Explore savings basics

The amount of money you should save each month will vary based on your goals. Here’s what to know.

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It’s a low interest rate environment, but there are ways to earn more on your money.

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Most people know they should save. But understanding why can make the habit stick. Saving isn’t just about “being responsible” — it’s about control, opportunity, and peace of mind. Here are seven [...]

Build good budgeting habits

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52-week money saving challenge

Follow this plan of making weekly deposits into your bank account, and you could save $1,378 by the end of the year.

SAVINGS

Bank accounts with budgeting tools

Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.

SAVINGS

Ways to save money on a tight budget

Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.

SAVINGS

Best money-saving apps

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

Weekly Savings Rates

Bankrate consistently has offers well above the national average to help you earn more on your savings.

See our top savings account rates

Bankrate Partner Average

The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 10/10/2026. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.

3.88^%_APY

National Average

0.65^%_APY

See how much your savings can grow

Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.

Learn more

Latest articles

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

Big banks pay just 0.01% APY while online banks offer 4% or more. Your $10,000 could earn over $800 more over two years.

The best account to save your money will vary by your goal.

A savings account can be a great tool to teach your child about money. Here are a few of our favorites.

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High-yield savings rates fluctuate over time. Let’s explore what causes that.

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The top high-yield savings accounts are currently earning APYs of 5 percent and greater.

Savers can stash their cash in a brokerage these days to rack up returns.

Interest is the price you pay to borrow money or the cost you charge to lend money.

These credit unions offer great rates and top-notch features — and many make it easy to join.

The best account to save your money will vary by your goal.

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Get the latest rates on top-yielding money market accounts.

How Reg. D impacts your savings account and why it pays to check with your bank.

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CD terms can range from three months to five years. Learn which one is right for you.

A graphic with a pale yellow background and a darker yellow circle in the center. There is a red line trending up and to the right, with a piggy bank that has coins falling into it in front of that.

Expect yields to continue trending downward in 2026.

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Investing with mutual funds is an easy way to build a diversified portfolio. Here’s what you need to know.

These accounts sound similar, but there are some key differences to know.

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The proposed legislation to provide network choice could impact card rewards and security.

If your discretionary income is low, you could pay $0 on your federal student loans.

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It’s a second straight summer of “revenge travel,” as high inflation isn’t doing much to dampen Americans’ vacation spending.

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Homebuyers in the Lone Star State have more leverage than they used to.

A small business owner sits in his office, looking over papers and working on his laptop.

Chase and Wells Fargo provide a variety of business loans. We’ll help you compare details to find the right lender for you.

Learn about each Mastercard credit card tier’s benefits and perks.

These 10 tips can make higher education more affordable.

U.S. inflation hit a record high back in June of last year, making everything from food to gas more expensive. Although things have slowed down since then, economists predict that high inflation could [...]

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Savings

Explore savings basics

Build good budgeting habits

52-week money saving challenge

Weekly Savings Rates

National Average

Compare top-rated banks

See how much your savings can grow

Latest articles

Help us shape the future of personal finance