Savings

Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.

Explore savings basics

The amount of money you should save each month will vary based on your goals. Here’s what to know.

Woman working with business document and laptop on the table

It’s a low interest rate environment, but there are ways to earn more on your money.

Close up of someone hands holding and counting American dollar banknotes in her hand

Most people know they should save. But understanding why can make the habit stick. Saving isn’t just about “being responsible” — it’s about control, opportunity, and peace of mind. Here are seven [...]

Build good budgeting habits

TRY THIS

52-week money saving challenge

Follow this plan of making weekly deposits into your bank account, and you could save $1,378 by the end of the year.

SAVINGS

Bank accounts with budgeting tools

Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.

SAVINGS

Ways to save money on a tight budget

Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.

SAVINGS

Best money-saving apps

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

Weekly Savings Rates

Bankrate consistently has offers well above the national average to help you earn more on your savings.

See our top savings account rates

Bankrate Partner Average

The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 10/10/2026. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.

3.88^%_APY

National Average

0.65^%_APY

See how much your savings can grow

Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.

Learn more

Latest articles

Nearly one in three drivers is a senior citizen. Learn more about these drivers.

View of boy using app on smart phone to unlock house door

How much would you pay to feel comfortable and safe inside?

buying a house in raleigh - aerial view of downtown raleigh

The capital city of North Carolina is a popular area, with high home prices to match.

Anyone can build credit and policies now exist to combat lending discrimination.

Woman talking on phone behind a counter with pastries on display

Should homeowner you help out entrepreneurial you? Maybe, but consider carefully before you hock the house.

Margot Robbie (R) and Ryan Gosling attend the European premiere of 'Barbie' at the Cineworld Leicester Square in London, United Kingdom

If you find yourself in the same boat as Barbie, here’s what you should know about CDs, treasuries and corporate bonds.

The front view of a cottage craftsman style white house with a triple pitched roof with a sidewalk, landscaping and curb appeal

How much income do you need for a $600K purchase?

Cheerful young Asian woman using smartphone while sitting at a sidewalk cafe.

Delta SkyMiles still offers great deals to Delta cardholders (if you’re flexible).

These credit unions offer great rates and top-notch features — and many make it easy to join.

The best account to save your money will vary by your goal.

Financial manager meeting with couple in bank branch office

Get the latest rates on top-yielding money market accounts.

How Reg. D impacts your savings account and why it pays to check with your bank.

Asian women using laptop computer at home working space.

CD terms can range from three months to five years. Learn which one is right for you.

A graphic with a pale yellow background and a darker yellow circle in the center. There is a red line trending up and to the right, with a piggy bank that has coins falling into it in front of that.

Expect yields to continue trending downward in 2026.

Young woman calculating her finances while sitting with her laptop.

Investing with mutual funds is an easy way to build a diversified portfolio. Here’s what you need to know.

These accounts sound similar, but there are some key differences to know.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

Early access to direct deposited funds can make managing your budget a bit easier.

These credit unions offer great rates and top-notch features — and many make it easy to join.

loan manager with paperwork talking with client in bank branch

The most impressive banks make it easy to interact both on old and new channels.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Smiling person with smartphone walking on the street

Looking to use Zelle for a transfer? Here are the Zelle limits at various banks.

Planning for retirement? Here’s what you need to know about IRA CDs.

A friendly female customer service representative

These are the 10 largest credit unions in the United States based on assets.

Limited spots available

Help us shape the future of personal finance

We’re building something new to make rate shopping smarter and simpler. Join our waitlist to get early access, share your feedback, and unlock exclusive offers.

Priority rate alerts

Exclusive member offers

Time saving

Email address

Please provide a valid email address

Limited spots remaining

The trusted provider of accurate rates and financial information

Savings

Explore savings basics

Build good budgeting habits

52-week money saving challenge

Weekly Savings Rates

National Average

Compare top-rated banks

See how much your savings can grow

Latest articles

Help us shape the future of personal finance