Home Equity
Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.
Home equity basics
It’s the portion of your home you own outright. Its uses are almost endless.
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.
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Home equity tools & resources
Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.
Finding a lender
Here’s where you can get a home equity loan today
HELOC vs. home equity loan
How does each work, and which would be best for you?
Mortgage rates
Compare current mortgage rates for today
News highlights
The latest
Using your home equity for educational bills can work, if you consider all the pros and cons first.
You don’t need to spend a fortune to create a great outdoor space.
Carmakers usually lease the newest models, but there are lease deals to be had on used models.
Your lender could cap, cut or even close your credit line. Here’s what to expect and how to prepare.
What to watch for to get a top offer on a home equity line of credit.
It could be a shrewd strategy, but bear in mind the risks of tapping home equity.
Here’s how investors can still lower their tax bill.
It’s tempting, but think carefully about hocking the house to cover these seasonal costs.
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