First-Time Homebuyers
If you’re new to buying a home, here’s what you can expect and how to navigate the process
Latest First-Time Homebuyer Articles
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What is an FHA mortgage insurance premium?
It’s an extra expense — the price you pay for the FHA loan’s generosity.
5 min read Sep 30, 2026 -
Mortgage brokers: What they do and how they help homebuyers
This home-financing pro could help you find that perfect loan.
9 min read Sep 30, 2026 -
Lock in your mortgage rate now to avoid market shifts
A lock helps ensure you don’t get burned by rising interest rates before you close.
4 min read Sep 30, 2026 -
How to find the best FHA mortgage lender
You’ll need to do a bit of legwork to find a good fit, but it’s worth it to get one of these loans.
7 min read Sep 29, 2026 -
Fixed-rate vs. adjustable-rate mortgages: What’s the difference?
One offers certain, unchanging payments; the other, a chance to pay less interest.
5 min read Aug 20, 2026 -
PMI got you into your home. It shouldn’t overstay its welcome.
Hard to avoid it if your down payment is low. But must you pay this extra fee forever?
8 min read Aug 11, 2026 -
Guide to first-time homebuyer loans and programs
A comprehensive guide to grants and other tools that can make your homeownership dreams come true.
10 min read Jul 31, 2026 -
5 types of mortgage loans for homebuyers
A comprehensive list to help you find the right financing tool for your dream home.
10 min read Jul 28, 2026 -
FHA vs. conventional loans: What’s the difference?
Is one better than the other? Here are the pros and cons of each.
6 min read Jun 02, 2026 -
First-time homebuyer guide
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
12 min read Apr 06, 2026
First-Time Homebuyer Programs by State
- Find your state's first-time homebuyer grants and programs
- Arizona first-time homebuyer grants and programs
- California first-time homebuyer grants and programs
- Florida first-time homebuyer grants and programs
- New Jersey first-time homebuyer grants and programs
- North Carolina first-time homebuyer grants and programs
- Pennsylvania first-time homebuyer grants and programs
- Tennessee first-time homebuyer grants and programs
- Texas first-time homebuyer grants and programs
- Washington first-time homebuyer grants and programs
Get guidance
- First-time homebuyer guide
- First-time homebuyer qualifications
- First-time homebuyer grants
- Tips for first-time homebuyers
- Avoid first-time homebuyer mistakes
- First-time homebuyer classes
- First-time homebuyer tax credit
- First-time homebuyer down payment
- How to compare lenders as a first-time homebuyer