First-Time Homebuyers
If you’re new to buying a home, here’s what you can expect and how to navigate the process
Latest First-Time Homebuyer Articles
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Getting a 401(k) match from your employer: What that means and how it works
Experts refer to a 401(k) match as “free money.”
4 min read Jun 20, 2025 -
What is the average down payment for first-time homebuyers?
The average down payment for first-time homebuyers is considerably less than the oft-quoted 20 percent down payment requirement.
6 min read Jun 10, 2025 -
Best 5% cash back credit cards
FInd out what the best 5% cash back credit cards offer and which is right for you.
8 min read Jun 06, 2025 -
What is collateral for a mortgage?
It’s usually the home you’re buying — and it’s on the line if you can’t repay the loan.
3 min read Jun 05, 2025 -
Best online checking accounts for May 2025
Online checking accounts stand out for different features. Here’s our top picks.
5 min read May 16, 2025 -
Can I add a car to my insurance that is not in my name?
You can insure a car that’s not in your name, but it might not be the best option.
8 min read Mar 06, 2025 -
Do red cars really cost more to insure?
The myth isn’t true: red cars do not cost more to insure.
5 min read Feb 13, 2025 -
What you need to know about FAFSA requirements
Here’s how to be prepared when it comes time to fill out your FAFSA form.
5 min read Feb 10, 2025 -
Can you get car insurance without a license?
Can I insure my car without a driving license? Bankrate investigates.
11 min read Jan 21, 2025 -
How to get an SR-22 without a car
If you need an SR-22 without a car, Bankrate’s guide lets you know where to start.
7 min read Dec 11, 2024
First-Time Homebuyer Programs by State
- Find your state's first-time homebuyer grants and programs
- Arizona first-time homebuyer grants and programs
- California first-time homebuyer grants and programs
- Florida first-time homebuyer grants and programs
- New Jersey first-time homebuyer grants and programs
- North Carolina first-time homebuyer grants and programs
- Pennsylvania first-time homebuyer grants and programs
- Tennessee first-time homebuyer grants and programs
- Texas first-time homebuyer grants and programs
- Washington first-time homebuyer grants and programs
Get guidance
- First-time homebuyer guide
- First-time homebuyer qualifications
- First-time homebuyer grants
- Tips for first-time homebuyers
- Avoid first-time homebuyer mistakes
- First-time homebuyer classes
- First-time homebuyer tax credit
- First-time homebuyer down payment
- How to compare lenders as a first-time homebuyer