First-Time Homebuyers
If you’re new to buying a home, here’s what you can expect and how to navigate the process
Latest First-Time Homebuyer Articles
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3 traps the mortgage industry doesn’t want you to know about — and how to avoid them
The mortgage industry has ways to keep you from shopping around or getting the best deal. Here’s how to avoid the traps.
6 min read Oct 10, 2025 -
Prequalified vs. preapproved: What’s the difference?
They sound similar, but only one assures home sellers you’re a serious buyer.
3 min read Sep 30, 2025 -
Should you apply for a mortgage online?
Most lenders offer a way to apply for a mortgage online, but it’s not for everyone. Here’s what to consider.
6 min read Sep 26, 2025 -
How to get a lower car payment: The 6 best strategies
If you need space in your budget, here’s how to get a lower car payment.
5 min read Sep 23, 2025 -
Personal loan vs. the store’s no-interest loan for furniture
No-interest furniture loans are very enticing. Consider the downside before getting one.
6 min read Sep 16, 2025 -
Best places to roll over your 401(k) in 2025
Wondering where to roll over your retirement savings? These brokers come out on top.
8 min read Sep 12, 2025 -
What are conforming loans?
It’s a mortgage has to adhere to certain standards — to protect both you and the lender.
6 min read Sep 04, 2025 -
Saver’s tax credit: What it is, who is eligible and how to claim
Here’s how the saver’s tax credit can reduce your tax bill.
3 min read Aug 29, 2025 -
Condo vs. house: Which is best for you?
There are pros and cons to both types of properties, but one might be better suited to first-time buyers.
4 min read Aug 14, 2025 -
Mortgage rates slide: Ways to take advantage of the lowest rates so far this year
Mortgage rates are at their lowest levels of the year. These tips can help you maximize the drop.
4 min read Aug 07, 2025
First-Time Homebuyer Programs by State
- Find your state's first-time homebuyer grants and programs
- Arizona first-time homebuyer grants and programs
- California first-time homebuyer grants and programs
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- New Jersey first-time homebuyer grants and programs
- North Carolina first-time homebuyer grants and programs
- Pennsylvania first-time homebuyer grants and programs
- Tennessee first-time homebuyer grants and programs
- Texas first-time homebuyer grants and programs
- Washington first-time homebuyer grants and programs
Get guidance
- First-time homebuyer guide
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- First-time homebuyer grants
- Tips for first-time homebuyers
- Avoid first-time homebuyer mistakes
- First-time homebuyer classes
- First-time homebuyer tax credit
- First-time homebuyer down payment
- How to compare lenders as a first-time homebuyer